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Air 4 - Double Flat
$4,151.02
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finance your purchase from $1,037.75/month
0% APR, get approved in minutes
What is Affirm?
Affirm is a financing alternative to credit cards and other credit-payment products. Affirm offers instant financing for online purchases to be paid in fixed monthly installments over 3, 6, or 12 months.
Why buy with Affirm?
- Buy and receive your purchase right away, and pay for it over several months. This payment option allows you to split the price of your purchase into fixed payment amounts that fit your monthly budget.
- If Affirm approves your loan, you'll see your loan terms before you make your purchase. See exactly how much you owe each month, the number of payments you must make, and the total amount of interest you’ll pay over the course of the loan. There are no hidden fees.
- The application process is secure and real-time. Affirm asks you for a few pieces of information. After you provide this information, Affirm notifies you of the loan amount that you’re approved for, the interest rate, and the number of months that you have to pay off your loan -- all within seconds.
- You don’t need a credit card to make a purchase. Affirm lends to the merchant directly on your behalf.
- You may be eligible for Affirm financing even if you don’t have an extensive credit history. Affirm bases its loan decision not only on your credit score, but also on several other data points about you.
- Affirm reminds you by email and SMS before your upcoming payment is due. Enable Autopay to schedule automatic monthly payments on your loan.
What is required to have an Affirm account?
To sign up for Affirm, you must:
- Be 18 years or older (19 years or older in Alabama or if you’re a ward of the state in Nebraska).
- Not be a resident of Iowa (IA) or West Virginia (WV).
- Provide a valid U.S. or APO/FPO/DPO home address.
- Provide a valid U.S. mobile or VoIP number and agree to receive SMS text messages. The phone account must be registered in your name.
- Provide your full name, email address, date of birth, and the last 4 digits of your social security number to help us verify your identity.
How does Affirm work?
Affirm loan-application process steps:
- At checkout, choose Pay with Affirm.
- Affirm prompts you to enter a few pieces of information: Name, email, mobile phone number, date of birth, and the last four digits of your social security number. This information must be consistent and your own.
- To ensure that you’re the person making the purchase, Affirm sends a text message to your cell phone with a unique authorization code.
- Enter the authorization code into the application form. Within a few seconds, Affirm notifies you of the loan amount you’re approved for, the interest rate, and the number of months you have to pay off your loan. You have the option to pay off your loan over three, six, or twelve months. Affirm states the amount of your fixed, monthly payments and the total amount of interest you’ll pay over the course of the loan.
- To accept Affirm’s financing offer, click Confirm Loan and you’re done.
After your purchase, you’ll receive monthly email and SMS reminders about your upcoming payments. You can also set up autopay to avoid missing a payment. Your first monthly payment is due 30 days from the date that we (the merchant) processes your order.
How does Affirm approve borrowers for loans?
- Affirm asks for a few pieces of personal information: Name, email address, mobile phone number, date of birth, and the last four digits of your social security number.
- Affirm verifies your identity with this information and makes an instant loan decision.
- Affirm bases its loan decision not only on your credit score, but also on several other data points. This means that you may be able to obtain financing from Affirm even if don’t have an extensive credit history.
Does Affirm perform a credit check? Does it impact my credit score?
Although Affirm performs a credit check when you apply for a loan, this won’t impact your credit score. However, if you’re approved and decide to buy with Affirm, your loan and payments may affect your credit score. Paying on time can help you build a positive credit history.
Why was I denied financing by Affirm?
The merchant has no information regarding a customer's financing denial. Affirm strives to offer all credit-worthy applicants financing with Affirm, but isn’t able to offer credit in every case. Affirm will send you an email with more details about its decision. Unfortunately Affirm’s decision is final.
Why was I asked to verify my identity?
If Affirm has difficulty confirming your identity, you may need to provide more information. Affirm uses modern technology to confirm your identity, including verifying your address or full SSN, or requesting a photo of your ID. Affirm takes these steps in some cases to counter fraud and provide the most accurate credit decision they can.
Why was I prompted to enter my income?
Affirm may sometimes need more information about your finances and your ability to repay in order to make a credit decision. Your income gives Affirm additional insight into your ability to repay.
Why was I prompted for my checking account?
Affirm may sometimes need more information about your finances and your ability to repay in order to make a credit decision. If you are prompted to link your checking account and would like to proceed, please provide the login information for your online bank account. Affirm does not store your online login credentials—they are transmitted securely to your bank.
If Affirm asks you to link your checking account, Affirm won’t be able to offer you credit if:
1) Your bank is not listed
2) You choose not to link your checking account
3) You don’t use online banking
4) The username and / or password you provide is incorrect
5) You're unable to successfully connect your checking account
Why is my bank not listed?
Although Affirm is continually adding support for additional banks, they aren’t able to connect to every bank at the present time. We apologize for the inconvenience. If you’re unable to connect your bank, you’ll need to complete your purchase with another payment method.
Why was I prompted for a down payment?
Affirm isn’t always able to offer credit for the full amount you request. In these cases, Affirm asks you to make a down payment with a debit card for the remainder of your purchase. The down payment amount can’t be changed and must be made upon confirming your loan and before the loan offer expires.
Will I see how much interest I am paying prior to accepting my loan?
Yes! Affirm works hard to be completely transparent. You’ll see the amount of interest you’ll owe on the terms page and again on the loan confirmation page. If you pay off your loan early, you’ll receive a rebate for any interest that hasn’t yet accrued.
Why can't customers outside the U.S. use Affirm?
Affirm is available only to shoppers residing in the United States. Affirm hopes to expand its services to customers outside the U.S. in the future.
Interest Rates and Fees
What are Affirm’s fees?
The annual percentage rate (APR) on an Affirm loan ranges from 10% to 30%. Affirm discloses any required fees upfront before you make a purchase, so you know exactly what you will pay for your financing. Affirm does not charge any hidden fees, including annual fees.
Why is my Affirm interest rate so high?
When Affirm determines your annual percentage rate (APR), it evaluates a number of factors, including your credit score and other data about you. If you finance future purchases with Affirm, you may be eligible for a lower APR depending on your financial situation at the time of purchase.
This APR calculator will give you an idea of how much interest you actually pay: https://www.affirm.com/apr-calculator/
When you consider Affirm financing, carefully evaluate the loan terms that Affirm offers you and determine whether the monthly payments fit your budget.
How is interest on an Affirm loan calculated?
Affirm calculates the annual percentage rate (APR) of a loan using simple interest, which equals the rate multiplied by the loan amount and by the number of months the loan is outstanding.
This model differs from compound interest, in which the interest expense is calculated on the loan amount and the accumulated interest on the loan from previous periods. Think about compound interest as “interest on interest,” which can increase the loan amount. Credit cards, for example, use compound interest to calculate the interest expense on outstanding credit card debt.
Making Payments and Refunds
How do I make my payments?
Before each payment is due, Affirm sends you an email or SMS reminder with the installment amount that is coming due and the due date. You have the option to sign up for autopay, so you don’t risk missing a payment.
Follow these steps to make a payment:
- Go to www.affirm.com/account.
- Enter your mobile phone number. Affirm sends a personalized security PIN to your phone.
- Enter this security PIN into the form on the next page and click Sign in.
- After you sign in, a list of your loans appears, with payments that are coming due. Click the loan payment you would like to make.
- Make a payment using a debit card or ACH bank transfer.
If I return an item, how do refunds work?
A refund posts to your Affirm account if we process your refund request. In the event that we issue you store credit instead of a refund, you are still responsible for paying off your Affirm loan.
If you have already made loan payments or a down payment, Affirm issues a refund credit to the bank account or debit card that you used to make the payments.
How long does it take to get my money back in the event of a return?
A refund credit appears in your account within three to ten business days, depending on your bank’s processing time.
Can I amend my order after my purchase has been processed? Can I be approved for a higher loan amount if my purchase amount increases?
You cannot edit your order after you have confirmed your loan. If you want to add items to your purchase, apply for another loan with Affirm or use a different payment method.
Am I able to obtain a refund after my purchase?
Refunds can be processed up to 365 days from the date your order is placed.
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Everything You Need to Know About PINKYS Air 4 Doors
Your exterior doors say so much about you before people even set foot in your home. The style you choose is a commentary on the aesthetic you love. The clean black lines of an iron door tell visitors that they can expect an homage to industrial chic in your space. Alternatively, they could emphasize your love of natural light and your desire to bring the history of metalwork into your home.
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Your choice of door speaks your truth.
With PINKYS Air 4 Doors, you bring that truth front and center, exposing a small slice of the secret you to visitors before they see any of your rooms. Style. Grace. Your inner self. You can explore all this and more with a door built by PINKYS. Here we explore what our designers have achieved with this remarkable door.
Sleek Iron and Glass Style
You could search the world and never find a door that offers the same attributes as the Air 4. With its sleek black frame, the door is the perfect addition to any home that favors industrial chic above all else. That means the door isn't solely for the exterior. If you have ample space you wish to compartmentalize, the clear black lines of the Air 4 allow you to split the space into individual rooms.
Light is also key.
Each Air 4 door features three large glass panels. Beyond emphasizing the qualities of the frame, these panels invite light from the outside. They welcome the community. Through glass, we offer any who visit a peek into the secrets you'll share when they enter your home.
Multiple Sizes Available
Size matters when it comes to doors.
Choose something that's too small, and your door leaks in more ways than one. Unwanted air penetrates your room, and the door acts as an invitation to any who wish to intrude upon your space.
Going too large presents its own problems.
You want your door to look great in the space to give your home's exterior a look and feel unlike any other. An ill-fitting door distracts from your exterior aesthetic rather than accentuating it.
Understanding the importance of size means that PINKYS offers the Air 4 in sizes ranging from 61x81 to 72x132 inches. Note that any Air 4 above 120 inches tall features four glass panes rather than the three shown in the images.
Swing Any Way You Want
You can swing while you're winning with Air 4 doors, as they offer four options so you get the swing of your choice:
- Left Hand in Swing
- Right Hand in Swing
- Left Hand Out Swing
- Right Hand Out Swing
As for how you choose the right swing, it's all in the hinges. If you want your hinges on the left and the door to push in, you need a left hand in swing door. The opposite is true if you want the hinges on the right. And the same logic applies to outswing doors, only this time, you have doors that you pull rather than push.
Quality Frame
Quality is the hallmark of PINKYS.
We often talk about how our doors are built to emphasize the inspiration we draw from our Southern California roots. The Air 4 is no different. But quality in design means nothing without practical manufacturing quality to back it up.
Air 4 doors offer both.
The frames are made using iron that features a sleek black finish. Our frames offer clean lines and plenty of room for the built-in glass to breathe while it illuminates your room. Strength is also key. We use the knowledge we've gained since our formation in 1978 to ensure our Air 4 doors stand the test of time.
Compatible with a Range of Door Hardware
Scan the picture of the Air 4 on this page, and you'll see that something's missing.
Hardware.
We offer the Air 4 as a door slab, meaning you get the door and nothing else. That isn't a bad thing. It means you have the flexibility to choose whichever door hardware suits your aesthetic best.
If you want a modern lever handle and thumb-turned lock, you can fit both into the Air 4. But perhaps a classic look is more your style. In that case, a brass knob may be a better fit. Either way, the Air 4 accommodates your choice of hardware, and PINKYS makes several door and lock options available in our collection.
Sleek Black Finish
When used poorly, black can encroach onto a space. It creates an absence of light, which leads to rooms feeling cluttered, cloistered, and less inviting.
For that reason, we don't use black poorly in the Air 4.
The sleek black frame of this door emphasizes your space rather than cluttering it. Scandinavian inspirations are at play, as are the clean lines favored in the industrial chic style. The black finish we apply to the Air 4's frame perfectly contrasts the light that streams in through the door's glass.
Low-E Glass
Windows may be your gateway to the world outside. But they also present problems. According to The Department of Energy, up to 30% of a home's heat disappears through its windows.
PINKYS solves that problem using Low-E glass for our Air 4 doors.
Low-E glass features a transparent coating that guards your home against energy loss. Think of it as a suit of armor for your glass. With this coating on, the glass no longer transfers heat energy to the great outdoors. The result is lower energy bills, especially if you live in a cool area, and want a reduced carbon footprint.
Inspired by California, Made by PINKYS
The Air range of doors is a triumph of Southern Californian inspiration meshed with modern style. The Air 4 is no different. With its sleek and clear black lines, this door transforms your home's exterior into a welcoming and modern place that invites guests into your home. When used for your home's interior, Air 4 doors complement the industrial chic style and help you compartmentalize large spaces.
Do you have questions? Maybe you need more information? In either case, get in touch with the designers at PINKYS, and we'll happily shed more light on the Air 4 design.